Point Bank
  • Lewisville, TX, USA
  • Salary
  • Full Time


This position reports directly to the Sr. Vice President Regional Lending Officer.

This position reports indirectly to the EVP Sr. Lending Officer.



This position is classified as Exempt under the Outside Sales Exemption of the FLSA.



The purpose of this position is to:

  • Grow the bank's commercial loan portfolio to meet bank goals and objectives.
  • Service customers within existing personal portfolio.



  • Through personal marketing and networking efforts, loan officer will target, solicit, and secure commercial loan deals outside of PointBank premises to meet personal production and overall bank goals. Relying on experience and judgment to plan and accomplish goals. Depository relationships are expected to be brought as part of the loan package. Input and update status of all leads and working customers into CRM to track progress and performance.
  • Obtain all required documentation from the customer and perform all credit and underwriting analysis needed to prepare a complete loan request package and/or presentation in accordance with bank policies, procedures and regulations.
  • Familiar with a variety of the field's concepts, practices, and procedures.
  • Maximize bank profitability through appropriate pricing of loan originations, fee income, and selling of all bank products and services.
  • Approve loans within loan policy guidelines and up to amounts allowed in lending authority limits. Requests in excess of individual lending authority will be presented by loan officer to loan committees for approval.
  • Ensure that approved loans are processed, closed and funded in an expeditious manner.
  • Service existing portfolio. Monitor loans to ensure proper risk rating and identify any potential problems.
  • Monitor loan maturity report and prepare renewals if needed.
  • Monitor past-due loan report and call customer for payment.
  • Monitor loan ticklers/exceptions reports and make contact with customers for the collection of new/current financial information.
  • Verifies loan agreements are complete and accurate according to policy.
  • Daily review, approval and disposition of commercial overdrafts within authority limits.
  • Assist Branch Personnel with the lending needs of consumer customers.
  • Promote a positive image for PointBank and its employees in the community. Represent the bank out in the community at events, including, but not limited to, chamber of commerce functions, mixers, charity events, golf tournaments, etc. Identify such events where there is the greatest potential to connect with potential commercial customers to develop leads. Follow up on leads with sales calls to potential customers at their place of business.
  • Requires a bachelor's degree in area of specialty and/or 4+ years of experience in the field or in a related area.
  • Attend all meetings and complete all training required to ensure regulatory compliance.
  • Comply with all applicable Federal and State regulations and guidance associated with the performance of your job function.
  • Comply with all applicable BSA/AML/OFAC policies and procedures associated with the performance of your job function, including participation in required training and identifications of suspicious activity.
  • Responsible for making suggestions to improve branch/departmental operations and overall bank.
  • Perform other duties and assignments within the bank at Management's request; accept periodic cross-training, work in other branches when needed.



Frequency: (R) Rarely 0-15%; (O) Occasionally (16-45%); (F) Frequently (46-100%)




Copier/Fax Machine-O




Light work-Exerting up to 20 pounds of force occasionally, and/or up to 10 pounds of force frequently to lift, carry, push, pull or otherwise move objects, including the human body.






Repetitive Motions-F



Close Visual Acuity-worker is required to perform such tasks as preparing and analyzing data and figures, transcribing, or viewing a computer terminal.

Interpreting Data-F

Problem Solving-F

Making Decisions-F




Worker is subject to inside environmental conditions; protection from weather conditions but not necessarily from temperature changes-F

Worker is subject to outside environmental conditions when traveling to visit customers and potential customers outside of the bank, or when traveling to required bank meetings and training sessions-F

Worker is subject to local travel as required to call on customers and potential customers outside of the bank, or when traveling to required bank meetings and training sessions-F



The above statements describe the general nature and level of work being performed. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of the position.  Employees holding this position will be required to perform any other job-related duties as requested by management.  All requirements are subject to possible modification to reasonably accommodate individuals with a disability. If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Recruiter at 940 686 7087PointBank is an Equal Opportunity Employer of minorities, women, veterans, and disabled.


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